Work Visa Income Calculator


NOTE: Enter information into the yellow fields only: NTD to CAD = CAD to PESO = USD to NTD =



Cash Requirements for Student & Loan Calculator


Work Visa Income Illustration  
Status / Number of Worker
If Married, Are you going together?
With Child? / Number of dependent child
Will apply for ANPL  
Loan Amount Needed in CAD  
How much is your Down payment in CAD?  
Loan Amount (NET)  
Loan Term  
Annual Interest Rate %
Monthly Payment in CAD  
Interest Only  
Loan Payment Start this must be less than or equal to loan term
Province of Canada Monthly expense budget depends on where in Canada
Minimum Wage / Hour CAD Minimum wage depends on which province in Canada
Increase in Wage / Hour CAD Wage with increased
YEAR INCREASE Year when to apply the increased in Salary
Annual Tax Rate Tax rate rate depends on which province in Canada
II. Overtime  
PRINCIPAL APPLICANT Enter number of hours overtime in 1 year (52 weeks)
SPOUSE Enter number of hours overtime in 1 year (52 weeks)
ASSUMPTIONS ON LIVING EXPENSES
in CAD
Accommodation
Food
Clothing
Entertainment
Health insurance
Transportation
Phone bill
Internet
Utilities
Miscellaneous
Total living expenses
PH Remittance / Start Year

Potential Income Earned in Canada

YEAR 1
A. Principal Applicant  
Per Week
Per Year
Overtime
Total Per Year
Total After Tax
B. Spouse  
Per Week
Per Year
Overtime
Total Per Year
Total After Tax
C. Combine Income  
Total Per Year
Total After Tax
YEAR 2
A. Principal Applicant  
Per Week
Per Year
Overtime
Total Per Year
Total After Tax
B. Spouse  
Per Week
Per Year
Overtime
Total Per Year
Total After Tax
C. Combine Income  
Total Per Year
Total After Tax
YEAR 3
A. Principal Applicant  
Per Week
Per Year
Overtime
Total Per Year
Total After Tax
B. Spouse  
Per Week
Per Year
Overtime
Total Per Year
Total After Tax
C. Combine Income  
Total Per Year
Total After Tax
YEAR 4
A. Principal Applicant  
Per Week
Per Year
Overtime
Total Per Year
Total After Tax
B. Spouse  
Per Week
Per Year
Overtime
Total Per Year
Total After Tax
C. Combine Income  
Total Per Year
Total After Tax
YEAR 5
A. Principal Applicant  
Per Week
Per Year
Overtime
Total Per Year
Total After Tax
B. Spouse  
Per Week
Per Year
Overtime
Total Per Year
Total After Tax
C. Combine Income  
Total Per Year
Total After Tax
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Step 2. Loan Schedule


LOAN PAYMENT in CANADIAN DOLLAR (CAD) if any  
Loan - First Year
Loan - Second Year
Loan - Third Year
Loan - Fourth Year
Loan - Fifth Year
LOAN PRE-PAYMENT EVERY END OF THE YEAR in CANADIAN DOLLAR (CAD)ny  
Year 1
Year 2
Year 3
Year 4
Year 5

Loan Computation - Amortization


Loan Information  
Loan Amount
Annual Interest Rate %
Term of Loan in Years
First Payment Date
Payment Frequency
Compound Period
Payment Type
Rounding
Periods Per Year
Compound Period
Payment Type
Months Per Period
Number of Periods
Rounding Option
Summary Rate (per period)
Monthly Payment
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Step 3. Calculate your annual income, costs, and total savings in Canada
(automatic calculation)


YEAR 1 CAD PESO Remarks
Annual Income Monthly living expenses X 12 months
Annual living expenses Monthly remittance to the Phils x 12months
PH Remittance Monthly loan payments X 12 months
Annual loan pay back Annual Loan Prepayment
Loan Pre - Payment Money in the bank after Year 1
Balance/money on the bank
YEAR 2 CAD PESO 2nd Year Income
Annual Income Monthly living expenses X 12 months
Annual living expenses Monthly remittance to the Phils x 12months
PH Remittance Monthly loan payments X 12 months
Annual loan pay back Annual Loan Prepayment
Balloon Payment Money in the bank after Year 2
Balance/money on the bank
YEAR 3 CAD PESO 3rd Year Income
Annual Income Monthly living expenses X 12 months
Annual living expenses Monthly remittance to the Phils x 12months
PH Remittance Monthly loan payments X 12 months
Annual loan pay back Annual Loan Prepayment
Loan Pre - Payment Money in the bank after Year 3
Balance/money on the bank
YEAR 4 CAD PESO 4th Year Income
Annual Income Monthly living expenses X 12 months
Annual living expenses Monthly remittance to the Phils x 12months
PH Remittance Monthly loan payments X 12 months
Annual loan pay back Annual Loan Prepayment
Loan Pre - Payment Money in the bank after Year 4
Balance/money on the bank
YEAR 5 CAD PESO 5th Year Income
Annual Income Monthly living expenses X 12 months
Annual living expenses Monthly remittance to the Phils x 12months
PH Remittance Monthly loan payments X 12 months
Annual loan pay back Annual Loan Prepayment
Loan Pre - Payment Money in the bank after Year 5
Balance/money on the bank
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